Insurance and Insurance Options
We routinely call and verify individual insurance coverage as a courtesy for patients. We will inform you of the coverage your plan offers and financial responsibility based on information your insurance company provides. We encourage you to also contact your insurance company to verify this information as you are ultimately responsible for services provided.
Please note that verification of benefits DOES NOT guarantee payment.
In-Network Insurance Benefits:
We are “Participating Providers” for the following Health Insurance Plans:
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Aetna
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Blue Cross / Blue Shield
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EHP (Employer Health Programs)
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Medicare
Out-of-Network Benefits: All other insurance
If your insurance is Out-of-Network with PTP, please give us a call. Some insurances offer reimbursement using Out-of-Network benefits. In this instance, we complete the appropriate paperwork and file your Out-of-Network claims as a courtesy. Some patients choose to attend PT using our pre-pay / cash discounted rate. If you choose this form of payment we will not create a superbill and we will not submit billing claims for insurance reimbursement (as you will have already received the pre-pay cash discount)
Please feel free to call us for details on these programs so that we can explain in further detail.
Motor Vehicle Accidents:
We are happy to provide care for patients involved in motor vehicle accidents.
We require that patients provide date of injury, claim number and insurance adjuster contact information to allow us to file claims with the vehicle insurance carrier in a timely fashion. If personal injury protection (PIP) coverage becomes depleted or any claims are denied, claims will be processed according to your personal health insurance.
Workman’s Compensation:
We are happy to provide care and submit claims for workman’s compensation cases.
A Case Identification Number and Case Manager contact information is required for verification of coverage. If for any reason claims are denied, they will be billed directly to the patient’s individual health insurance coverage and be subject to individual medical insurance criteria.
Cash / Pre-Pay Treatment Options:
See above for an explanation of out-of-network payment options.
Please feel free to contact our office directly for further information, 410.884.4111.
What our Customers Say
“I consider myself fortunate to have been referred to Physical Therapy Partners (PTP) by my primary care physician for a painful knee condition, which would eventually require total knee replacement surgery. I was welcomed at PTP by a group of office and therapeutic staff who were friendly, caring and well-organized. After an initial assessment, Sharon Wilson, a very experienced orthopedic physical therapist, became my therapist. Sharon worked with me, both before and after my total knee replacement surgery. She is an amazingly gifted, knowledgeable and caring therapist who always seemed to know when I was ready for greater challenges! Looking back, I can see that my therapy with Sharon was crucial to my strong recovery from surgery. Sharon is truly the best of the best! I will always be grateful for the outstanding services I received at PTP. I highly recommend this practice for those who want superior physical therapy services.”
~ Evelyn kays-battle